Financial Highlights

Total Assets

(Unit: Million Baht)

Total Operating Income

(Unit: Million Baht)

Net Profit

(Unit: Million Baht)

Financial Position 2017 2018 2019
INVESTMENT IN RECEIVABLES (NET) 2,170 1,770 1,619
LOANS (NET DEFERRED REVENUE) 192,107 227,896 237,139
ALLOWANCE FOR DOUBTFUL ACCOUNTS & TROUBLED DEBT * RESTRUCTURING (10,576) (10,760) (10,589)
TOTAL ASSETS 259,335 306,329 311,690
DEPOSITS 132,878 181,694 172,174
DEBT ISSUED AND BORROWINGS 56,658 49,008 55,415
TOTAL LIABILITIES 217,787 263,989 267,679
TOTAL EQUITY OF THE BANK 40,298 41,332 43,902
COMPREHENSIVE INCOME
NET INTEREST INCOME 10,628 11,262 12,316
FEES AND SERVICES  INCOME  (NET) 4,055 4,579 4,604
GAIN FROM SALE OF FORECLOSED ASSETS (209) (238) (840)
TOTAL OPERATING INCOME 16,298 18,103 19,168
TOTAL OPERATING EXPENSES 8,578 9,470 10,194
IMPAIRMENT LOSS OF LOANS AND DEBT SECURITIES 763 1,245 1,676
PROFIT FROM OPERATING BEFORE INCOME TAX EXPENSES 6,956 7,387 7,297
NET PROFIT (ATTRIBUTABLE TO EQUITY HOLDER OF THE BANK) 5,737 6,042 5,988
FINANCIAL RATIO
RETURN ON AVERAGE  EQUITY 14.1 14.5 13.9
RETURN ON AVERAGE  ASSETS 2.3 2.1 1.9
LOAN SPREAD 5.2 5.0 4.7
LOAN TO DEPOSIT AND BORROWING 101.8 99.1 104.6
NPL TO TOTAL LOANS 5.0 4.1 4.0
LOAN LOSS RESERVE TO NPL 109.8 114.8 111.2
COST TO INCOME  RATIO 48.2 47.8 46.7
CAPITAL  ADEQUACY RATIO (SEPARATE) 16.5 16.3 16.6
BRANCHES  AND EMPLOYEES
BRANCHES 66.0 65.0 64.0
EMPLOYEES 4,497 4,784 4,580
KKP SHARE INFORMATION
SHARE PRICE - HIGH (BAHT) 79.8 85.0 74.0
SHARE PRICE - LOW (BAHT) 53.5 65.3 63.3
SHARE PRICE - CLOSE (BAHT) 79.3 66.3 66.0
SHARE PRICE - AVERAGE (BAHT) 69.1 74.0 68.8
NO. OF SHARE OUTSTANDING ('000  SHARES) 846,751 846,751 846,751
MARKET CAPITALIZATION (BAHT MILLION) 67,105 56,097 55,886
EPS - BASIC (BAHT) 6.8 7.1 7.1
EPS - DILUTED (BAHT) 6.8 7.1 7.1
PE RATIO (TIME) 11.7 9.3 9.3
PBV RATIO (TIME) 1.6 1.3 1.3
BOOK VALUE PER SHARE (BAHT) 48.8 49.8 51.8
DIVIDEND PER SHARE (BAHT) 5.0 5.0 4.25
DIVIDEND PAYOUT (%) 73.8 70.1 60.1
DIVIDEND YIELD (%) 6.3 7.5 6.4
CREDIT  RATINGS BY TRIS RATING CO., LTD.
COMPANY  RATING A- A- A
RATING OUTLOOK Stable Positive Stable