Financial Highlights
Total Assets
(Unit: Million Baht)
Total Operating Income
(Unit: Million Baht)
Net Profit
(Unit: Million Baht)
| Financial Position | 2017 | 2018 | 2019 |
|---|---|---|---|
| INVESTMENT IN RECEIVABLES (NET) | 2,170 | 1,770 | 1,619 |
| LOANS (NET DEFERRED REVENUE) | 192,107 | 227,896 | 237,139 |
| ALLOWANCE FOR DOUBTFUL ACCOUNTS & TROUBLED DEBT * RESTRUCTURING | (10,576) | (10,760) | (10,589) |
| TOTAL ASSETS | 259,335 | 306,329 | 311,690 |
| DEPOSITS | 132,878 | 181,694 | 172,174 |
| DEBT ISSUED AND BORROWINGS | 56,658 | 49,008 | 55,415 |
| TOTAL LIABILITIES | 217,787 | 263,989 | 267,679 |
| TOTAL EQUITY OF THE BANK | 40,298 | 41,332 | 43,902 |
| COMPREHENSIVE INCOME | |||
| NET INTEREST INCOME | 10,628 | 11,262 | 12,316 |
| FEES AND SERVICES INCOME (NET) | 4,055 | 4,579 | 4,604 |
| GAIN FROM SALE OF FORECLOSED ASSETS | (209) | (238) | (840) |
| TOTAL OPERATING INCOME | 16,298 | 18,103 | 19,168 |
| TOTAL OPERATING EXPENSES | 8,578 | 9,470 | 10,194 |
| IMPAIRMENT LOSS OF LOANS AND DEBT SECURITIES | 763 | 1,245 | 1,676 |
| PROFIT FROM OPERATING BEFORE INCOME TAX EXPENSES | 6,956 | 7,387 | 7,297 |
| NET PROFIT (ATTRIBUTABLE TO EQUITY HOLDER OF THE BANK) | 5,737 | 6,042 | 5,988 |
| FINANCIAL RATIO | |||
| RETURN ON AVERAGE EQUITY | 14.1 | 14.5 | 13.9 |
| RETURN ON AVERAGE ASSETS | 2.3 | 2.1 | 1.9 |
| LOAN SPREAD | 5.2 | 5.0 | 4.7 |
| LOAN TO DEPOSIT AND BORROWING | 101.8 | 99.1 | 104.6 |
| NPL TO TOTAL LOANS | 5.0 | 4.1 | 4.0 |
| LOAN LOSS RESERVE TO NPL | 109.8 | 114.8 | 111.2 |
| COST TO INCOME RATIO | 48.2 | 47.8 | 46.7 |
| CAPITAL ADEQUACY RATIO (SEPARATE) | 16.5 | 16.3 | 16.6 |
| BRANCHES AND EMPLOYEES | |||
| BRANCHES | 66.0 | 65.0 | 64.0 |
| EMPLOYEES | 4,497 | 4,784 | 4,580 |
| KKP SHARE INFORMATION | |||
| SHARE PRICE - HIGH (BAHT) | 79.8 | 85.0 | 74.0 |
| SHARE PRICE - LOW (BAHT) | 53.5 | 65.3 | 63.3 |
| SHARE PRICE - CLOSE (BAHT) | 79.3 | 66.3 | 66.0 |
| SHARE PRICE - AVERAGE (BAHT) | 69.1 | 74.0 | 68.8 |
| NO. OF SHARE OUTSTANDING ('000 SHARES) | 846,751 | 846,751 | 846,751 |
| MARKET CAPITALIZATION (BAHT MILLION) | 67,105 | 56,097 | 55,886 |
| EPS - BASIC (BAHT) | 6.8 | 7.1 | 7.1 |
| EPS - DILUTED (BAHT) | 6.8 | 7.1 | 7.1 |
| PE RATIO (TIME) | 11.7 | 9.3 | 9.3 |
| PBV RATIO (TIME) | 1.6 | 1.3 | 1.3 |
| BOOK VALUE PER SHARE (BAHT) | 48.8 | 49.8 | 51.8 |
| DIVIDEND PER SHARE (BAHT) | 5.0 | 5.0 | 4.25 |
| DIVIDEND PAYOUT (%) | 73.8 | 70.1 | 60.1 |
| DIVIDEND YIELD (%) | 6.3 | 7.5 | 6.4 |
| CREDIT RATINGS BY TRIS RATING CO., LTD. | |||
| COMPANY RATING | A- | A- | A |
| RATING OUTLOOK | Stable | Positive | Stable |