Financial Highlights
Total Assets
(Unit: Million Baht)
Total Operating Income
(Unit: Million Baht)
Net Profit
(Unit: Million Baht)
| Financial Position | 2021 | 2022 | 2023 |
|---|---|---|---|
| Loans* | 315,653 | 383,839 | 405,493 |
| Total assets | 436,123 | 507,637 | 545,327 |
| Deposits | 288,382 | 331,464 | 358,903 |
| Debt issued and borrowings | 43,805 | 61,354 | 68,900 |
| Total liabilities | 384,961 | 449,526 | 484,074 |
| Total equity of the Bank | 51,046 | 57,824 | 60,967 |
| Financial Performance | |||
| Net interest income | 15,701 | 19,081 | 22,294 |
| Non-interest income | 8,545 | 8,457 | 6,469 |
| Total operating income | 24,246 | 27,539 | 28,763 |
| Total operating expenses | 11,248 | 13,013 | 15,894 |
| Expected credit losses | 5,201 | 5,036 | 6,082 |
| Profit from operating before income tax expenses | 7,797 | 9,490 | 6,787 |
| Net profit (attributable to equity holder of the Bank) | 6,318 | 7,602 | 5,443 |
| Total comprehensive income (attributable to equity holder of the Bank) | 7,069 | 10,120 | 5,452 |
| Financial Ratio | |||
| Return on average equity | 13.0 | 14.0 | 9.2 |
| Return on average assets | 1.6 | 1.6 | 1.0 |
| Loan spread | 5.3 | 5.4 | 5.2 |
| Loan to deposit and borrowing | 93.9 | 96.4 | 93.1 |
| NPL to total loans | 3.3 | 3.4 | 3.3 |
| Total allowance for expected credit losses to NPL | 175.0 | 154.4 | 164.6 |
| Cost to income ratio | 39.0 | 38.5 | 40.4 |
| Capital Adequacy Ratio (Bank only) | 16.4 | 15.1 | 15.7 |
| Branches and Employees | |||
| Branches | 64 | 61 | 61 |
| Employees | 4,323 | 4,614 | 4,815 |
| KKP Share Information | |||
| No. of share outstanding ('000 shares) | 846,751 | 846,751 | 846,751 |
| Market Capitalization (Baht million) | 50,593 | 62,448 | 42,549 |
| EPS (Baht) | 7.46 | 8.98 | 6.43 |
| Book value per share (Baht) | 60.3 | 68.3 | 72.0 |
| Credit Ratings by TRIS Rating Co., Ltd. | |||
| Company rating | A | A | A |
| Rating outlook | Stable | Stable | Stable |
* Total loans and accrued interest receivables