Financial Highlights

Total Assets

(Unit: Million Baht)

Total Operating Income

(Unit: Million Baht)

Net Profit

(Unit: Million Baht)

Financial Position 2018 2019 2020
LOANS (NET DEFERRED REVENUE) 227,896 237,139 264,773
ALLOWANCE FOR EXPECTED CREDIT LOSSES (10,760) (10,589) (13,105)
TOTAL ASSETS 306,329 311,690 363,411
DEPOSITS 181,694 172,174 251,526
DEBT ISSUED AND BORROWINGS 49,008 55,415 28,344
TOTAL LIABILITIES 263,989 267,679 316,785
TOTAL EQUITY OF THE BANK 42,180 43,902 46,517
COMPREHENSIVE INCOME
NET INTEREST INCOME 11,262 12,316 14,679
NON-INTEREST INCOME 6,841 6,852 6,554
TOTAL OPERATING INCOME 18,103 19,168 21,233
TOTAL OPERATING EXPENSES 9,470 10,194 10,652
EXPECTED CREDIT LOSSES 1,245 1,676 4,095
PROFIT FROM OPERATING BEFORE INCOME TAX EXPENSES 7,387 7,297 6,487
NET PROFIT (ATTRIBUTABLE TO EQUITY HOLDER OF THE BANK) 6,042 5,988 5,123
TOTAL COMPREHENSIVE INCOME (ATTRIBUTABLE TO EQUITY HOLDER OF THE BANK) 5,123 5,625 5,416
FINANCIAL RATIO
RETURN ON AVERAGE  EQUITY 14.5 13.9 11.3
RETURN ON AVERAGE  ASSETS 2.1 1.9 1.5
LOAN SPREAD 5.0 4.8 5.5
LOAN TO DEPOSIT AND BORROWING 99.1 104.6 95.6
NPL TO TOTAL LOANS 4.1 4.0 3.2
LOAN LOSS RESERVE TO NPL 114.8 111.2 170.9
COST TO INCOME  RATIO 47.8 46.7 41.2
CAPITAL ADEQUACY RATIO (BANK ONLY) 16.3 16.6 17.4
BRANCHES  AND EMPLOYEES
BRANCHES 65 64 64
EMPLOYEES 4,784 4,580 4,268
KKP SHARE INFORMATION
NO. OF SHARE OUTSTANDING ('000  SHARES) 846,751 846,751 846,751
MARKET CAPITALIZATION (BAHT MILLION) 56,097 55,886 43,819
EPS (BAHT) 7.1 7.1 6.1
BOOK VALUE PER SHARE (BAHT) 49.8 51.8 54.9
DIVIDEND PER SHARE (BAHT) 5.0 4.25 2.25
DIVIDEND PAYOUT (%) 70.1 60.1 37.2
CREDIT  RATINGS BY TRIS RATING CO., LTD.
COMPANY  RATING A- A A
RATING OUTLOOK Positive Stable Stable

* Dividend payment for the year 2020 at the rate of Baht 2.25 per ordinary share to be proposed to the 2021 Annual General Meeting of Shareholders on April 22, 2021