Financial Highlights
Total Assets
(Unit: Million Baht)
Total Operating Income
(Unit: Million Baht)
Net Profit
(Unit: Million Baht)
| Financial Position | 2018 | 2019 | 2020 |
|---|---|---|---|
| LOANS (NET DEFERRED REVENUE) | 227,896 | 237,139 | 264,773 |
| ALLOWANCE FOR EXPECTED CREDIT LOSSES | (10,760) | (10,589) | (13,105) |
| TOTAL ASSETS | 306,329 | 311,690 | 363,411 |
| DEPOSITS | 181,694 | 172,174 | 251,526 |
| DEBT ISSUED AND BORROWINGS | 49,008 | 55,415 | 28,344 |
| TOTAL LIABILITIES | 263,989 | 267,679 | 316,785 |
| TOTAL EQUITY OF THE BANK | 42,180 | 43,902 | 46,517 |
| COMPREHENSIVE INCOME | |||
| NET INTEREST INCOME | 11,262 | 12,316 | 14,679 |
| NON-INTEREST INCOME | 6,841 | 6,852 | 6,554 |
| TOTAL OPERATING INCOME | 18,103 | 19,168 | 21,233 |
| TOTAL OPERATING EXPENSES | 9,470 | 10,194 | 10,652 |
| EXPECTED CREDIT LOSSES | 1,245 | 1,676 | 4,095 |
| PROFIT FROM OPERATING BEFORE INCOME TAX EXPENSES | 7,387 | 7,297 | 6,487 |
| NET PROFIT (ATTRIBUTABLE TO EQUITY HOLDER OF THE BANK) | 6,042 | 5,988 | 5,123 |
| TOTAL COMPREHENSIVE INCOME (ATTRIBUTABLE TO EQUITY HOLDER OF THE BANK) | 5,123 | 5,625 | 5,416 |
| FINANCIAL RATIO | |||
| RETURN ON AVERAGE EQUITY | 14.5 | 13.9 | 11.3 |
| RETURN ON AVERAGE ASSETS | 2.1 | 1.9 | 1.5 |
| LOAN SPREAD | 5.0 | 4.8 | 5.5 |
| LOAN TO DEPOSIT AND BORROWING | 99.1 | 104.6 | 95.6 |
| NPL TO TOTAL LOANS | 4.1 | 4.0 | 3.2 |
| LOAN LOSS RESERVE TO NPL | 114.8 | 111.2 | 170.9 |
| COST TO INCOME RATIO | 47.8 | 46.7 | 41.2 |
| CAPITAL ADEQUACY RATIO (BANK ONLY) | 16.3 | 16.6 | 17.4 |
| BRANCHES AND EMPLOYEES | |||
| BRANCHES | 65 | 64 | 64 |
| EMPLOYEES | 4,784 | 4,580 | 4,268 |
| KKP SHARE INFORMATION | |||
| NO. OF SHARE OUTSTANDING ('000 SHARES) | 846,751 | 846,751 | 846,751 |
| MARKET CAPITALIZATION (BAHT MILLION) | 56,097 | 55,886 | 43,819 |
| EPS (BAHT) | 7.1 | 7.1 | 6.1 |
| BOOK VALUE PER SHARE (BAHT) | 49.8 | 51.8 | 54.9 |
| DIVIDEND PER SHARE (BAHT) | 5.0 | 4.25 | 2.25 |
| DIVIDEND PAYOUT (%) | 70.1 | 60.1 | 37.2 |
| CREDIT RATINGS BY TRIS RATING CO., LTD. | |||
| COMPANY RATING | A- | A | A |
| RATING OUTLOOK | Positive | Stable | Stable |
* Dividend payment for the year 2020 at the rate of Baht 2.25 per ordinary share to be proposed to the 2021 Annual General Meeting of Shareholders on April 22, 2021